Citizens Bank introduces new mortgage rates 

Georgetown, Guyana, April 2nd, 2026: Citizens Bank Guyana Inc. has announced a reduction in its home mortgage interest rates.  They are also offering more flexible repayment t terms, aimed at supporting the Housing Initiative for Guyanese Citizens to build or buy new homes across the country.

Citizens Bank is offering a tiered interest rate structure to accommodate borrowers at every level, ensuring that loans are accessible and affordable to all citizens:

• Loans up to $10M – 3.5%
• Loans up to $20M – 3.7%
• Loans up to $30M – 4.95%
• Loans up to $50M – 5.0%
• Loans over $50M – Competitive rates available upon application

In addition to competitive rates, the Bank is offering 100% construction financing, flexible repayment terms of up to 35 years for qualified borrowers, 48-hour loan approval, home insurance premium discounts, reduced attorney fees, and zero commitment and processing fees. Persons are being encouraged to switch to Citizens Bank to take advantage of the savings.

“We continue to support the thousands of Guyanese families who have land or are in the process of acquiring land and are ready to take the next step. Citizens Bank is here to make that step as accessible and affordable as possible. Whether you are building for the first time or looking to get a better deal on your existing mortgage, we want to be your partner in making homeownership a reality. “Said Mr. Eton Chester, Managing Director of Citizens Bank Guyana Inc. 

Interested applicants can enquire online at citizensbankgy.com  or visit their nearest Citizens Bank branch. Terms and conditions apply and all applications are subject to the Bank’s lending criteria (Press release from Citizens Bank)

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